Catholic Family Center has operated a Loan Services program since 1999. Loan Services address the transportation needs of working parents in Monroe, Ontario, Orleans and Wayne Counties.
Loan Services is for working parents who:
- Must be resident of designated service area.
- Must be a US Citizen or a TANF Qualified Non-Citizen.
- Must have gross household income (for applicant and family members) no greater than the current 200% of Poverty Income Standard
- Must be a member of a family with a minor child or pregnant woman; non-custodial parent with a financial responsibility for a minor child; or an adult relative caring for a minor child.
- Must be employed outside the home at least 30 hours per week with 3 months or more of continuous employment
- Have a valid NYS driver’s license
- Must have exhausted other available loan sources or have a history that would prevent loan approval from conventional lending sources.
- Must demonstrate the ability and willingness to repay the loan as determined through the application process.
This car loans help families:
- Maintain employment
- Build a positive credit history
- Understand the importance of monthly household budgeting
- Learn how to find a reliable used car
We provide low-interest loans for:
- Auto purchase (used cars loans up to $5000)
- Auto repair loans for a minimum of $500 and a maximum of $1500.
We partner with:
- New York State Office Of Temporary and Disability Assistance
- National Ways to Work
- The Summit Federal Union
- The Reliant Community Credit Union
- First Niagara Bank
To apply you must:
- Call for a screening
- Attend an orientation meeting – held weekly/monthly depending on servicing County
- Meet with a Loan Coordinator to begin working on money management goals
To apply, please call (585) 262-7836.
Program locations:
- 87 N. Clinton Avenue, Rochester, NY 14604
- 1141 E. Union Street, Newark, NY 14513
Other Information
- Read our latest Newsletter (Spring 2009)
- Read our Brochure
To obtain your free credit report, go to www.annualcreditreport.com or call (877) 322-8228.
To find used car reliability ratings go to www.autos.msn.com.
